A form of account registration which allows you to pass the assets in your IBKR account directly to another person or entity (your “TOD beneficiary”) upon your death without having to go through probate. When you configure Transfer On Death in Client Portal, you designate one to six primary and/or contingent beneficiaries whose share of your assets must add up to 100%. Individual, Joint, or Trust Non -IRA account users access this feature in Client Portal.